The West Georgia OneCard functions as a MasterCard Debit Card, which is accepted by more than 31 million merchants worldwide. It can serve as a primary bank account while allowing cardholders to get cash from ATMs, write checks, send and receive money electronically, and monitor their accounts online. Students will also be able to receive their financial aid refunds electronically through this new system.

You will receive your HigherOne cash card in the mail approximately 10 days after you register. Do not throw this away! You must activate this card in order to receive the following financial disbursements from West Georgia:

• any financial aid balance refunds
• refunds from dropped classes
• refunds from early withdrawals
• scholarships
• other refunds

Your Hope book check will still come as a paper check.

The HigherOne card is a true debit card in that any funds that reside on this card can be spent at any world-wide merchant that accepts debit cards. The campus locations where you can use the funds on this card are:

• University bookstore
• Pay fees at business office
• All campus food locations
• The Card Office (card replacements and faxes)

If you order a replacement HigherOne card via the web, with HigherOne customer service, or at The Card Office located in the UCC you will be assessed a $20 replacement fee by Higher One.

For any questions about Higher One, please call 1-866-894-1141.